Can We Help You Deal With Your Lender?

 

Are you one of the millions of families in The United States who is experiencing a financial hardship and your home is at risk of being foreclosed on? While this situation may be scary prospect, it’s by no means unpreventable if you’re willing to allow us to work with your lending institution. We can work on your behalf to come up with a solution that will work for you and your lender during this financial hardship you may have encountered.

 

Short Term Financial Hardship?

 

If you experienced a short term financial hardship and just need some time to make things right, we can help you get a Forbearance program acceptable for you and your lender. Two ways to accomplish this is by reducing or putting off making payments for a certain amount of time until you get back on your feet.

 

Long Term Financial Hardship?

 

Long term financial hardship can be a gloomy prospect and not having clear options can leave you feeling trapped. There are many tools available for you, if you contact us early enough for us to work on a solution. Here are some of your options:

  1. Refinance-you get a new loan to replace the one you currently have with lower interest rate or/and better terms.
  2. Lower interest rate with your current lender
  3. Current lender agreeing to take less than the amount that you originally borrowed to pay off mortgage.
  4. Modify the loan
  5. Sell your home through Short Sale process

  

Next Steps?

 

No matter where you are financially right now, you should call us and tell us about your situation as soon as possible. Then we need to work together to show the lender(s) that you are doing everything you can to find a solution. Reducing your expenses, saving your money, demonstrates to your lender you are in a financial hardship, and you will have a much better chance of getting a favorable outcome. This first starts with getting the people on your team to advocate, walk you through, and present a compelling case to your lender. Call us today before you lose 1 more day 763-441-6600.

 

Is there a Guarantee? Cost?

 

Our guarantee to you is this: At any point during our process, if you find another solution that will be better for you, we will stop all procedures immediately! We just retain 10% of the fee to pay for admin, escrow fees, and office expenses. Are normal fee is one half of your monthly payments. The fee will be held by an escrow company and gives us 45 days to reach a solution for you or the fee will be wired back to your account automatically.



If you are ready to Sell Now, Please read this letter.



Behind On Your House Payments?

Minneapolis Man Will Help

You With Solutions to Solve the Most

Serious Real Estate Problems.

 

 

Dear Friend,

           

It’s true. I can indeed solve the most difficult real estate problems and offer solutions that most people never thought were possible. 

No games or tricks and you can benefit from what I can do instead of losing everything to the bank.  All I want is a little profit for getting involved and you can keep whatever we agree upon. We can work together to get your loan paid off, stop the foreclosure, put money in your pocket, and/or stop the damage that the foreclosure will do to your credit.  Actually, there’re a couple of good reasons why I want to get involved. 

            I can relate to your current position because I’ve been there.  I remember a time in my past when I was a student on the University of Minnesota campus; I was a non-traditional student (old guy on campus).  Times were good and I was to be married to the bride of my dreams. She had the job at the time and would be supporting us until I finished school, and then we could both share the responsibility. 

            Well, unexpectedly she was laid off, and suddenly we were two people surviving on one unemployment check.  As you already know, the bills and payment for the roof over our head do not stop coming in just because someone loses their job – and most unemployment checks don’t come close to a regular paycheck.  I remember it like it was yesterday.  I was ashamed and didn’t want to tell anyone, and I had a knot in my stomach from worry.  I felt the responsibility to fix this problem.  I remember coming home one day from a campus job and sitting down to pay the bills and realizing that we were short again.  No matter how much we cut back or tried not to spend, there just was not enough. Then my wife came in and sat down beside me and said something that brought me to my senses.  It’s been years now and I still hear her say…

 

Santy, I’ll love you whether we have lots of money or if we are dead broke.

 

            Suddenly I realized I was just feeling sorry for myself. Here I was, a grown man, allowing bills to take my joy away. Here I am sitting with a new wife that totally loves me regardless of our income or what I do.  Instead of feeling sorry for myself, why don’t I go find a way get out of this mess and grow up?

            And that’s what I did!

            I started working looking for an answer.  I went to family, friends, and the bank but that did not work out.  But luckily for us she got a new job and we were on our way to financial recovery. 

            That experience has stuck with me for years now and I’ve never forgotten it.  I got out of that mess and things are different for us now.  Over the years I’ve been fortunate enough to learn ways to help people get out of financially hard situations, especially when it comes to real estate problems.  I can’t think of anything better to do than to extend a hand to deserving families who are serious about solving their real estate needs.

 

So I Have Become An Expert On Helping

People Solve The Most Complex

Real Estate Issues.

 

            I can’t promise you I can help everyone.  I’m not a magician.  I have my limitations and yes, I do intend on making some money for myself.  When I can help you and make something for myself wouldn’t it be much better than the alternative?

            If you could use a helping hand to prevent losing everything, all I ask you to do is call me and answer a few questions.  Once I receive the information I’ll tell you within 24 hours if it’s a go and answer your questions.  I’ll need to know a few facts about your house, how far you’re behind, and your approximate loan balance and the condition of your house.  Please have these answers when you call along with any other information you think might help.

            All information is confidential and will go no further than us.  Don’t try to prejudge whether I’ll be able to help you or not.  Sometimes I help folks you wouldn’t think would be able to find solutions.  Let me make that decision.  All you have to do is call.

            By the way, we only want to talk to the homeowner who can give us the info we need.  Please help us avoid phone tag by being prepared when you call.  We’d appreciate it.  I’m in my office 9-5 on weekdays at 763-441-6600.  Another thing, I have a beagle named Hannah that is occasionally in my office with me during the day - so forgive her if you hear a bark or whine.

            I’ll get back to you shortly after we hear from you.

 

                                                                                                            Warmly,

                                                                                                            

                                                                                                            Santy