*1. Refinance-you get a new loan to replace the one you currently have with lower interest rate or/and better terms.

*2. Lower interest rate with your current lender

*3. Current lender agreeing to take less than the amount that you originally borrowed to pay off mortgage.

*4. Modify the loan

5. Sell your home through Short Sale(lender reduces principle balance) process. We specalize in Short Sale service and there is no cost to you from us. 

Next Steps?

No matter where you are financially right now, you should call us and tell us about your situation as soon as possible. Then we need to work together to show the lender(s) that you are doing everything you can to find a solution. Reducing your expenses, saving your money, demonstrates to your lender you are in a financial hardship, and you will have a much better chance of getting a favorable outcome. This first starts with getting the people on your team to advocate, walk you through, and present a compelling case to your lender. Call us today before you lose 1 more day.

Is there a Guarantee? Cost?

Our guarantee to you is this: At any point during our process, if you find another solution that will be better for you, we will stop all procedures immediately! We just need a letter stating you ask us to stop all proceedings. That is all you need to do!